If the changes being considered by the EPFO become a reality, investors may have to be more active in deciding equity preference and when to withdraw money, reports Sanjay Kumar Singh
Among other things, taking note of complaints against several Chinese e-commerce players such as Shein, Ali Express etc for sending shipments as 'gifts' to customers in India and avoiding duties, the government has now mandated that all e-commerce sites and apps must have a registered business entity. This will be the importer on record and subject to customs rules, report Subhayan Chakraborty, Neha Alawadhi and Karan Choudhury.
As India's online population crosses 450 million, e-commerce ventures are trying to grab a pie of online sales estimated to hit $48 billion by 2020.
Can we ask the judges a simple question: You write judgments all the time to protect the judiciary from others. Will you write one on how to save the judiciary from the judges, too, asks Shekhar Gupta.
'While people complain of the difficulties they are experiencing because of the lack of currency, they remain supportive so far of Mr Modi's initiative.' 'What the country should be concerned about is the prospect of a prime minister who is willing to sacrifice economic gain and risk large-scale job losses in exchange for personal popularity,'
The PNB fiasco falls into a family line that involves non-fund limits - read contingent liabilities which are off-books. Harshad Mehta did it with bankers' receipts in 1992. Ketan Parekh exploited the ignorance of bankers who did not know the difference between a cheque and a pay-order. And the RBI blinked when it failed to insist the SWIFT platform be linked to the core banking solution. Raghu Mohan & Abhijit Lele trace the banking mess that was just waiting to happen.
'There's nothing in the 2019 campaign air, the chunavi hawa that tells you it's a wave election, for anyone,' argues Shekhar Gupta.
While chits and the formal financial sector are not 'largely substitutable', users like the commitment to savings that these enforce and the flexibility in borrowing, reports N Sundaresha Subramanian from New Delhi.
The choice clearly is between prompt corrective action and slow but sure destruction, says Tamal Bandyopadhyay.
You may invest even at current market levels provided you have an investment horizon of five years or more.
To say capital gains from stocks are effortless shows little understanding of the treacherous investing terrain, says Debashis Basu.
'Housewives depositing cash up to a limit of Rs 250,000 need not worry.' 'It is understood that in India housewives save money which they get from their husbands for household expenses.' 'The intent of the government is not to question them.'
'Some cases do not get a single hearing for 6 to 8 months, while some have been pending for as long as 8 years.'
The Budget may see new rural schemes and stepping up of funding towards existing programmes like MNREGA, rural housing, irrigation projects and crop insurance.
Nearly four lakh people have been affected across seven districts of Assam.
India borrows ideas that we don't need, like the FRDI Bill, and ignores the ones we need, like rewarding whistleblowers such as the ones who want to save Bombay Mercantile Bank, says Debashis Basu.
'There is no evidence of newspapers and television channels ganging up to wage a coordinated war to expose the BSP, destroy the AIADMK, malign Kejriwal, discredit Lalu or defame Mamata.' 'But it's of interest that none of these exposes threatens the 12 states the BJP controls,' says Sunanda K Datta-Ray.
Ajit Mishra, vice president, Research, Religare Broking, answers readers' queries on stocks they own or want to buy.
Restrict investment to Rs 50,000 for tax benefits, experts tell Sanjay Kumar Singh, but caution that taxation at maturity and compulsory annuities are dampers.
Individuals often postpone tax planning till the end of the financial year. As the deadline for showing proof of investments draws near, they invest randomly in any product that will help them save tax for that year. Later, they realise that it is not suited for them, so they abandon it. Tax planning should not be a standalone, one-off activity, but should be in sync with your overall financial plan, says Sanjay Kumar Singh.
'No one institution can cleanse it: Not the courts, government or activists.' 'And least of all the Indian Police Service,' argues Shekhar Gupta.
'Having consumed thousands of the sickly sweet chenna globes of varying textures over the years, I must demur,' says Uttaran Das Gupta.
If you leave too much money lying in your trading account or hand over your securities to brokers, there is always the risk that they could use it to trade in the markets.
The new guidelines can act as a deterrent for students who have for years been unfairly reaping the benefits of the 'Ctrl+C, Ctrl+V' method of research.
NBFCs are allowed to include registration, stamp duty
If you plan to withdraw money from your corpus regularly to meet expenses, have a portfolio of stable instruments.
Ajit Mishra, Vice President, Research, Religare Broking, answers readers's queries on stocks they own or want to buy.
'Poor home work, and a subsequent loss of nerve.' 'This sums up the Modi government's current travails, the stall in key sectors, fading momentum, irritability,' points out Shekhar Gupta.
Experts say Indian students will have to accept that international space for them is shrinking.
With big data analyses, your investments, spends and big purchases are being tracked more closely now by the income tax department.
Companies' annual reports can hide as much as they reveal. Investors can get early warning signals of wrongdoing by frequently speaking to other stakeholders.
Breaking with past practice, the Congress on Thursday released its first list of 24 candidates for the Delhi assembly polls repeating all its eight members of Legislative Assembly and 12 others who were runner-ups in the 2013 assembly election in which the party had suffered a setback.
'There is too much news about film stars. There is too much fawning over wealth and power. There is a grey area between seriousness and triviality in news reporting now.' 'Mumbai is still a magnet. All the politicians have property in Mumbai. Politicians are the biggest racketeers here.' Olga Tellis, the legendary reporter who completed 50 years in journalism, tells A Ganesh Nadar/Rediff.com about her life and experiences.
If a house is sold and the proceeds are used to buy another, whoever contributed to the purchase of the first house can claim exemption on capital gains tax
A generation of children may know Alia Bhatt's songs by heart, but don't know what the real India is all about.
While the judiciary remains our most trusted institution, it should debate its internal health, argues Shekhar Gupta.
'Every parent knows his or her child's potential. The problem is that they are not ready to accept it. They think they can push the child beyond his capacity.'
'There will be some issues of contention, especially on H1B visa and on trade policy.'
Prime Minister Narendra Modi, party president Amit Shah and chief ministers of National Democratic Alliance-ruled States are at the ceremony.
Both are focused on the overall transportation business, in which taxi services are only a part; the extended ambit includes autos, motorbikes, cycles, electric vehicles, water transport as well as food delivery services, says Surajeet Das Gupta.